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Did you know private health insurance in Germany is tax deductible?

Get a free quote for private health insurance in Germany

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Health insurance broker Germany
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How it works

Private Health insurance in 3 steps

Your Journey to Effortless Private Health Insurance in Germany

Step 1 blue

Request a free health insurance quote

Request a private health insurance quote here or
by calling us at +49 162 6978 128. We will assess your personalized health insurance choices and subsequently provide you with a detailed quote for review.

Step 2 blue

Health Insurance Application

We'll manage all documentation, submit your application to the health insurance provider, possibly conclude any existing coverage, guaranteeing a seamless and error-free process.

Step 3 blue

Customer Support

Our service is complimentary, and we manage claim billing, premium refunds, and provide documentation support for employer or tax office inquiries. Be protected, hassle free!

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Benefits

Your Peace of Mind

Peace of mind with the right private health insurance in Germany.

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Full english speaking professionals

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Fast & simple processing

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Only Visa approved companies by BaFin

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Private Health insurance for Employed & Self-employed

Why Choose Us

Trusted Expertise

Our experts simplify private German health insurance for expats.

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Independent licensed German Health Insurance Broker

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Dedicated after‐sales service

b protected health insurance germany

Voices of Trust: Hear Directly from Our Happy Clients!

Unfiltered Feedback: Dive into Genuine Client Experiences.

"This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany. B-Protected helped us to get the very best deal on our health insurance, both in terms of price and quality. I am very happy indeed to recommend B-Protected!"

Dinah McL. 45 years, British

Director of Corporate Social Responsibility

"I came across B-Protected and I wrote them about my situation. They not only responded very fast but they were very personal and professional with guiding me in the right direction for my private insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner."

Rodney D. 49 years, American

lt Ingenieur

"Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank."

Neil G. 32 years, Indian

Marketing Director

Secure your health and future with our comprehensive health insurance
free health insurance quote

Frequently asked questions

Who can choose a private health insurance in Germany?

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Employees need to meet the annual insurance limit, otherwise they must be compulsory insured in public health insurance. Civil servants, self-employed / freelancers and students can freely take up private health insurance.

What are the advantages of private health insurance Germany?

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The main advantages with private health inaruance are faster appointments, shorter waiting times, access to the best physicians, treatments and facilities, contributions are not income dependent and benefits and tariff can be individualised.

How much does private health insurance for Germany cost?

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Private health insurance is based on age, health, occupation and tariff chosen. Younger, healthy and high earning persons can therefor greatly benefit from a private health insurance coverage compared to public. The cost can also be adjusted based on coverage, service and the chosen deductible.

What is the annual insurance limit for 2024?

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You can choose to switch to private health insurance if your gross income is above €69,300 per year, or €5,757 per month in the year 2024.

Have more questions?

Just reach out to us.

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How to buy private health insurance in Germany

Eligibility Criteria for private health insurance

policy B Protected Health Insurance Germany

The eligiblity criteria for getting private health insurance depends mainly on your occupation. Employees are eligible for private health insurance if they meet the annual gross income limit (JAEG).

Civil servants can be insured privately without any prerequisites and level of income. In the majority of cases the employer covers half or more of the insurance cost similar to employees.

Self-employed, freelancers and students can freely choose to be insured privately. Addidiotnally, public health insurance providers are not obligated to cover third-country nationals so in many cases self-employed persons need to take out a private health insurance.

Time Health Insurance Germany

Documents Required to buy private health insurance for Germany

Employed persons who will be insured through the public health insurance will be registered and insured by their employer. However, employees can choose any public health insurance providers they prefer, this needs to be communicated to their employer and no further requirements are needed.

Since private health insurance costs are calculated on your health status, among others, it is necessary to provide a doctor evaluation form. The appointment can be set up by us, and once completed the only thing we require is a copy of your passport.

The process of buying health insurance

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First request a quote from us, we will then assess your basic information such as income and age. After this, your needs are discussed to ensure your coverage is according to your personal situation.

You will receive a free quote from us and we will help you understand the ins and out of the health insurance coverage, costs and benefits.

As soon as you accept our offer, you complete the signup process and get your health insurance card.

We offer after sales support such as claims and doctor appointments.

Get in touch with us today!

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