This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany.
B-protected helped us to get the very best deal on our health insurance, both in terms of price and quality.
I am very happy indeed to recommend B-Protected!
I came across B-Protected Web page and I wrote them about my situation. They not only responded very quickly but the were very personal and professional with guiding me in the right direction for my medical insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner.
Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank.
Before a VISA and residence permit is issued in Germany, the legal requirement of having a valid health insurance must be met. Since 2009, everyone in Germany is required to have valid health insurance. Proof of health insurance must be shown when requesting a VISA and before a residence permit is issued.
The type of health insurance once can choose is determined by type of employment and income. Germany has a dual health insurance system, operated by public and private health insurance providers.
If you are self-employed in Germany, or have received an offer as an employee in Germany, you are either compulsory or voluntarily insured in the public health insurance. Those who are self-employed or voluntarily insured in the public health insurance, can choose to be insured with a private health insurance provider.
Non EU-citizens who are staying in Germany for 90-days or more must apply for a Germany residence permit or VISA. This will only be issued if sufficient health insurance coverage is in place. Since public health insurance providers are not required to cover third-country nationals, they are often forced to choose a private or international health insurance. However, the health insurance coverage must meet certain legal requirements and meet the minimum coverage standards compared to public health insurance.
Many international health insurance providers are travel insurances which do not meet the legal requirement of the German law. It is therefor extremely important to understand if you are sufficiently covered.
The free and independent advice from us at Expat Brokers can help you determine the best choice of health insurance for you. We know German health insurance in and out, and can help you save money while having excellent coverage which meets the German requirements.
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The difference, benefits, disadvantages and regulations between private and public health insurance in Germany can be difficult to understand. The following questions will help you understand if a private health insurance is right for you.
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