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Get Affordable Private Health Insurance In Germany

Tailored Private Health Insurance Plans for Your Unique Needs in Germany

Get a free Quote

Why Choose B-Protected Health Insurance Germany?


#1 in Comparison for Expats in Germany


Trusted by thousands of satisfied clients


More benefits and better coverage compared to public health insurance


Dedicated english speaking professionals to support you with any questions

Protect your health and secure your future with the best private health insurance in Germany! Get a free quote now
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Finding The Best Health Insurance Rates And Coverage In Germany Is Easy And Risk-Free

Follow the steps below to find the best insurance coverage and rates for your personal and business needs

Request a quote

Request a health insurance quote here or by calling us at
+49 162 6978 128

We'll do the work

We compare dozens of insurance companies to find you the best coverage and rates

You get the coverage you need

Relax knowing you've got the coverage you need at the best rates available.

Ready to find the best private health insurance in Germany?

Answer a few questions and we'll send you the best health insurance offers today!
Benefits & Features:
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Compare insurance plans from top providers in Germany
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Find the coverage that best fits your healthcare needs
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Fast & Simple processing - Get a quote in minutes and save money on your insurance
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Receive expert advice and support from our team of full english speaking insurance specialists
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100% free
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takes only 30 seconds
Please select your occupation:
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What Our Customers Say About Us:

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This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany.
B-protected helped us to get the very best deal on our health insurance, both in terms of price and quality.
I am very happy indeed to recommend B-Protected!
Dinah McL. 45 years, British
Director of Corporate Social Responsibility
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I came across B-Protected Web page and I wrote them about my situation. They not only responded very quickly but the were very personal and professional with guiding me in the right direction for my medical insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner.
Rodney D. 49 years, American
lt Ingenieur
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Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank.
Neil G. 32 years, Indian
Marketing Director

In summary we are proud to offer

b protected health insurance germany
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    Unique Health Insurance plans for Employed & Self-employed / Freelancer
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    Comprehensive Coverage: Our health insurance plans provide comprehensive coverage for a range of medical services, including doctor's visits, hospitalization, prescription drugs, and more.
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    Affordable Premiums: We offer competitive premiums that are designed to fit your budget.
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    English-Speaking Customer Service: Our customer service team speaks fluent English and is available to answer any questions you may have.
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    Trusted Provider: We are a trusted provider of health insurance in Germany, with a strong reputation for reliability and customer satisfaction.
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    Guaranteed 48-hour turnaround for residence permit applications

How to buy private health insurance in Germany

Eligibility Criteria for private health insurance Germany

policy B Protected Health Insurance Germany

The eligiblity criteria for getting private health insurance depends mainly on your occupation. Employees are eligible for private health insurance if they meet the annual gross income limit (JAEG).

Civil servants can be insured privately without any prerequisites and level of income. In the majority of cases the employer covers half or more of the insurance cost similar to employees.

Self-employed, freelancers and students can freely choose to be insured privately. Addidiotnally, public health insurance providers are not obligated to cover third-country nationals so in many cases self-employed persons need to take out a private health insurance.

Time Health Insurance Germany

Documents Required to buy private health insurance for Germany

Employed persons who will be insured through the public health insurance will be registered and insured by their employer. However, employees can choose any public health insurance providers they prefer, this needs to be communicated to their employer and no further requirements are needed.

Since private health insurance costs are calculated on your health status, among others, it is necessary to provide a doctor evaluation form. The appointment can be set up by us, and once completed the only thing we require is a copy of your passport.

The process of buying German private health insurance

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First request a quote from us, we will then assess your basic information such as income and age. After this, your needs are discussed to ensure your coverage is according to your personal situation.

You will receive a free quote from us and we will help you understand the ins and out of the health insurance coverage, costs and benefits.

As soon as you accept our offer, you complete the signup process and get your health insurance card.

We offer after sales support such as claiming and doctor appoints among others. Be protected, hassle free!

Frequently asked questions

The difference, benefits, disadvantages and regulations between private and public health insurance in Germany can be difficult to understand. The following questions will help you understand if a private health insurance is right for you.

Who can choose a private health insurance in Germany?
Employees need to meet the annual insurance limit, otherwise they must be compulsory insured in public health insurance. Civil servants, self-employed / freelancers and students can freely take up private health insurance.
What are the advantages of private health insurance Germany?
The main advantages with private health inaruance are faster appointments, shorter waiting times, access to the best physicians, treatments and facilities, contributions are not income dependent and benefits and tariff can be individualised.
How much does private health insurance for Germany cost?
Private health insurance is based on age, health, occupation and tariff chosen. Younger, healthy and high earning persons can therefor greatly benefit from a private health insurance coverage compared to public. The cost can also be adjusted based on coverage, service and the chosen deductible.
What is the annual insurance limit for 2023?
You can choose to switch to private health insurance if your gross income is above €66,600 per year, or €5,550 per month in the year 2023.