Did you know health insurance in Germany is tax deductible?

Expat in Germany? Get your free Health insurance Quote now

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Health insurance broker Germany
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How it works

Health Cover in 3 Easy steps

Your Journey to Effortless Health Insurance in Germany

Step 1 blue

Request a free health insurance quote

Request a health insurance quote here or
by calling us at +49 162 6978 128. We will assess your personalized health insurance choices and subsequently provide you with a detailed quote for review.

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Health Insurance Application

We'll manage all documentation, submit your application to the health insurance provider, possibly conclude any existing coverage, guaranteeing a seamless and error-free process.

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Customer Support

Our service is complimentary, and we manage claim billing, premium refunds, and provide documentation support for employer or tax office inquiries. Be protected, hassle free!

Compare Health Insurance Plans in Germany with Confidence.
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Your Peace of Mind

Peace of mind with the right health insurance in Germany.

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Health insurance for Expats in Germany

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Full english speaking professionals

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Fast & Easy Insurance Process

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Only Visa approved companies by BaFin

Why Choose Us

Trusted Expertise

Our experts simplify German health insurance for expats.

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Independent licensed German Health Insurance Broker

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Dedicated after‐sales service

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Hear Directly from Our Happy Clients!

Unfiltered Feedback: Dive into Genuine Client Experiences.

"This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany. B-Protected helped us to get the very best deal on our health insurance, both in terms of price and quality. I am very happy indeed to recommend B-Protected!"

Dinah McL. 45 years, British

Director of Corporate Social Responsibility

"I came across B-Protected and I wrote them about my situation. They not only responded very fast but they were very personal and professional with guiding me in the right direction for my private insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner."

Rodney D. 49 years, American

lt Ingenieur

"Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank."

Neil G. 32 years, Indian

Marketing Director

Your Health, Our Priority - Bprotected

Are you an expat living or moving to Germany? Do you need reliable health insurance coverage to protect yourself and your loved ones in case of illness or injury?

At Bprotected, we understand the unique needs and challenges of expats living abroad. That's why we offer top-rated health insurance plans designed specifically for expats in Germany.

Our plans provide comprehensive coverage for a wide range of medical services, including hospital stays, doctor visits, prescriptions, and more. You can rest assured that you're getting the protection you need, no matter what comes your way.

  • We offer flexible plans and competitive pricing to fit your specific needs and budget. Whether you need basic coverage or more comprehensive protection, we have a plan that will work for you.
  • Our plans also give you access to top-rated medical facilities and providers throughout Germany. You'll have peace of mind knowing that you can get the care you need, when you need it.
  • Plus, our fast and easy enrollment process and dedicated customer support team ensure that you get the help you need every step of the way.

Frequently asked questions

The difference, benefits, disadvantages and regulations between private and public health insurance in Germany can be difficult to understand. The following questions will help you understand if a private health insurance is right for you.

Is healthcare free in Germany for expats?


No, healthcare in Germany is not free for expats. Germany has a comprehensive healthcare system that requires mandatory health insurance for residents, including expatriates. You will need to choose between statutory health insurance (Gesetzliche Krankenversicherung or GKV) and private health insurance (Private Krankenversicherung or PKV) and pay monthly premiums.

What are the health insurance options for expats in Germany?


Expats in Germany have two primary health insurance options: statutory health insurance (GKV) and private health insurance (PKV). GKV is available for most employees and certain groups, while PKV is an option for self-employed individuals, freelancers, and high-income earners.

How much does health insurance cost in Germany?


The cost of health insurance in Germany varies depending on several factors, including your income, age, and the type of insurance (GKV or PKV). GKV premiums are income-based and shared between employees and employers, while PKV premiums depend on your chosen coverage and individual risk factors. It's essential to compare plans and obtain personalized quotes to determine the cost that applies to your specific situation.

Can foreigners get healthcare in Germany?


Yes, foreigners, including expats, can access healthcare services in Germany. To do so, you must either have health insurance coverage (GKV or PKV) or purchase travel health insurance if you are a short-term visitor. Registering for health insurance is mandatory for long-term residents in Germany, and it ensures you have access to the country's high-quality healthcare system.

Can I choose my own doctor or medical provider with expat health insurance in Germany?


With most expat health insurance plans in Germany, you can choose your own doctor or medical provider. However, it's important to check the specifics of your plan to ensure that your preferred provider is covered.

What happens if I need emergency medical care while in Germany?


If you need emergency medical care while in Germany, you can usually go directly to the hospital or call an ambulance. Your expat health insurance plan will typically cover the cost of emergency care.

Can I get coverage for pre-existing medical conditions with expat health insurance in Germany?


Whether or not pre-existing medical conditions are covered by expat health insurance in Germany will depend on the specific plan you choose. It's important to read the terms and conditions of your plan carefully to understand what is and isn't covered.

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