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Expat in Germany? Get your free Health insurance Quote now
Health Cover in 3 Easy steps
Your Journey to Effortless Health Insurance in Germany
Request a free health insurance quote
Request a health insurance quote here or
by calling us at +49 162 6978 128. We will assess your personalized health insurance choices and subsequently provide you with a detailed quote for review.
Health Insurance Application
We'll manage all documentation, submit your application to the health insurance provider, possibly conclude any existing coverage, guaranteeing a seamless and error-free process.
Customer Support
Our service is complimentary, and we manage claim billing, premium refunds, and provide documentation support for employer or tax office inquiries. Be protected, hassle free!
Your Peace of Mind
Peace of mind with the right health insurance in Germany.
Health insurance for Expats in Germany
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Our experts simplify German health insurance for expats.
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Unfiltered Feedback: Dive into Genuine Client Experiences.
Dinah McL. 45 years, British
Director of Corporate Social Responsibility
Rodney D. 49 years, American
lt Ingenieur
Neil G. 32 years, Indian
Marketing Director
Your Health, Our Priority - Bprotected
Are you an expat living or moving to Germany? Do you need reliable health insurance coverage to protect yourself and your loved ones in case of illness or injury?
At Bprotected, we understand the unique needs and challenges of expats living abroad. That's why we offer top-rated health insurance plans designed specifically for expats in Germany.
Our plans provide comprehensive coverage for a wide range of medical services, including hospital stays, doctor visits, prescriptions, and more. You can rest assured that you're getting the protection you need, no matter what comes your way.
- We offer flexible plans and competitive pricing to fit your specific needs and budget. Whether you need basic coverage or more comprehensive protection, we have a plan that will work for you.
- Our plans also give you access to top-rated medical facilities and providers throughout Germany. You'll have peace of mind knowing that you can get the care you need, when you need it.
- Plus, our fast and easy enrollment process and dedicated customer support team ensure that you get the help you need every step of the way.
Frequently asked questions
The difference, benefits, disadvantages and regulations between private and public health insurance in Germany can be difficult to understand. The following questions will help you understand if a private health insurance is right for you.
Is healthcare free in Germany for expats?
No, healthcare in Germany is not free for expats. Germany has a comprehensive healthcare system that requires mandatory health insurance for residents, including expatriates. You will need to choose between statutory health insurance (Gesetzliche Krankenversicherung or GKV) and private health insurance (Private Krankenversicherung or PKV) and pay monthly premiums.
What are the health insurance options for expats in Germany?
Expats in Germany have two primary health insurance options: statutory health insurance (GKV) and private health insurance (PKV). GKV is available for most employees and certain groups, while PKV is an option for self-employed individuals, freelancers, and high-income earners.
How much does health insurance cost in Germany?
The cost of health insurance in Germany varies depending on several factors, including your income, age, and the type of insurance (GKV or PKV). GKV premiums are income-based and shared between employees and employers, while PKV premiums depend on your chosen coverage and individual risk factors. It's essential to compare plans and obtain personalized quotes to determine the cost that applies to your specific situation.
Can foreigners get healthcare in Germany?
Yes, foreigners, including expats, can access healthcare services in Germany. To do so, you must either have health insurance coverage (GKV or PKV) or purchase travel health insurance if you are a short-term visitor. Registering for health insurance is mandatory for long-term residents in Germany, and it ensures you have access to the country's high-quality healthcare system.
Can I choose my own doctor or medical provider with expat health insurance in Germany?
With most expat health insurance plans in Germany, you can choose your own doctor or medical provider. However, it's important to check the specifics of your plan to ensure that your preferred provider is covered.
What happens if I need emergency medical care while in Germany?
If you need emergency medical care while in Germany, you can usually go directly to the hospital or call an ambulance. Your expat health insurance plan will typically cover the cost of emergency care.
Can I get coverage for pre-existing medical conditions with expat health insurance in Germany?
Whether or not pre-existing medical conditions are covered by expat health insurance in Germany will depend on the specific plan you choose. It's important to read the terms and conditions of your plan carefully to understand what is and isn't covered.
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