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Simplifying Private Health Insurance in Germany - Protect yourself and your loved ones

Choosing the right insurance plan can be overwhelming. But don't worry, we're here to help
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Finding The Best Health Insurance Rates And Coverage In Germany Is Easy And Risk-Free

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b protected health insurance germany
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Choosing the right insurance plan can be overwhelming.
Don't worry, we're here to help.
B-Protected® Health Insurance Germany
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Safe, Secure & Transparent
Why Choose Us:
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Fast & Simple processing - Get a quote in minutes and save money on your insurance
Fluent English Support icon
Fluent English Support: Our team aids in navigating the German healthcare system.
Trusted Partnerships icon
Trusted Partnerships: We work with only the top health insurance providers in Germany. Our partnerships ensure that the plans we recommend are from reputable sources.
Excellent coverage icon
Excellent coverage for hospital, doctor visits, and prescriptions.
Benefits & Features:
Swift Appointments icon
Swift Appointments: Skip long waiting times and book appointments with specialists much faster.
Comprehensive Medical Care icon
Comprehensive Medical Care: Get access to a broader range of healthcare services, including private rooms and specialized treatments.
Tailored Coverage icon
Tailored Coverage: Customize your plan to suit your unique healthcare needs, whether you are an expat, a freelancer, or a high-income earner.
Preventive Healthcare icon
Preventive Healthcare: Take advantage of wellness and preventive care services that promote long-term health.

What Our Customers Say About Us:

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This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany.
B-protected helped us to get the very best deal on our health insurance, both in terms of price and quality.
I am very happy indeed to recommend B-Protected!
Dinah McL. 45 years, British
Director of Corporate Social Responsibility
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I came across B-Protected Web page and I wrote them about my situation. They not only responded very quickly but the were very personal and professional with guiding me in the right direction for my medical insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner.
Rodney D. 49 years, American
lt Ingenieur
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Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank.
Neil G. 32 years, Indian
Marketing Director

Understanding Private Health Insurance in Germany

Making well-informed decisions regarding your private health insurance in Germany is vital. Here’s a brief overview of how private health insurance works in Germany and the benefits of using our services to find the right plan:

Understanding Private Health Insurance in Germany

  • Customized Plans: Unlike statutory insurance, private health insurance (PHI) in Germany allows you to tailor your plan to include benefits such as extensive dental coverage, private hospital rooms, and international coverage.
  • Quicker Medical Appointments: With PHI in Germany, you typically have quicker appointments with specialists and faster medical services, so you can get the care you need without long waits.
  • International Coverage: If you're traveling, private health insurance in Germany can offer international health coverage to ensure you’re protected wherever you go.
  • Cost Reflects Service: The premiums for private health insurance in Germany are based on your age, health, and the benefits you choose, ensuring you only pay for the services you need.

How Our Services Simplify the Process

  • Expert Guidance: We guide you through the options for private health insurance in Germany and provide expert advice to help you make informed decisions.
  • Personalized Assistance: Our team works with you to customize a plan that meets your specific healthcare needs and budget.
  • Streamlined Process: We take care of the paperwork and communications for your private health insurance in Germany, making the process smooth and hassle-free for you.

Cost Saving

Save Smartly on Your Private Health Insurance in Germany

Making cost-effective choices for your private health insurance in Germany is crucial. Here's how our services can help you save:

  • Compare Plans: Use our platform to compare various health insurance plans from top providers in Germany, ensuring you find a plan that offers the best value.
  • Expert Recommendations: Our experts will analyze your specific requirements and budget to recommend the most cost-effective insurance options in Germany.
  • Free Quotes: Get a free, no-obligation quote to estimate the cost of different health insurance plans in Germany.
  • Cost Calculator: Use our cost calculator to estimate your premiums and make informed decisions about private health insurance in Germany.

Get started on making cost-effective choices for your private health insurance in Germany. Contact us today for a free consultation.

Frequently asked questions

Addressing Your Concerns and Questions on Private Health Insurance in Germany

How much does private German health insurance cost?
The cost of private health insurance in Germany varies significantly based on individual factors such as age, health status, and coverage needs. On average, premiums can range from €100 to over €800 per month. Always consult with a specialist for a precise quote tailored to your circumstances.
Can I get private health insurance in Germany?
Yes, you certainly can. Private health insurance in Germany is available to everyone, including expats, students, freelancers, and high-income earners. It offers the flexibility to tailor the coverage to meet your unique healthcare needs.
Which private health insurance is best in Germany?
The best private health insurance in Germany depends on individual needs and circumstances. Several top providers offer competitive plans. To find the best fit for you, it's recommended to use a comparison tool or consult with a professional insurance broker.
Is it better to have private insurance in Germany?
Whether private insurance in Germany is better for you depends on your specific situation. Private health insurance can offer greater flexibility, shorter waiting times for appointments, and broader coverage, including specialized treatments. However, it may cost more than statutory insurance. Carefully weigh your options or consult a professional to determine the best choice.
How do you qualify for private health insurance in Germany?
To qualify for private health insurance in Germany, you typically need to either be self-employed, a civil servant, or earn above a certain income threshold which is adjusted annually (in 2023, it is €66,600 gross per year or €5,550 per month). Additionally, you may be subject to a health assessment by the insurance provider, and pre-existing conditions could affect your eligibility or premiums. It's also worth noting that once you switch to private insurance, it can be difficult to switch back to statutory insurance.