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Simplifying Private health insurance in Germany

Choosing the right insurance plan can be overwhelming. But don't worry, we're here to help

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Discover the best private health insurance with B-Protected

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#1 in Comparison for Expats in Germany

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Dedicated english speaking professionals

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Trusted by thousands of satisfied members

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Access to the best insurance plans on the market

How it works

Follow the steps below to find the best insurance coverage and rates for your personal and business needs

Request a quote

Request a health insurance quote here or
by calling us at +49 162 6978 128


We'll do the work

We compare dozens of insurance companies to find you the best coverage and rates

You get the coverage you need

Relax knowing you've got the coverage you need at the best rates available.

Exceptional after sale service

Our service is entirely free of charge

We provide comprehensive assistance, including handling billing in case of claims, processing premium refunds, and offering support for document requests from your employer or the tax office.

Voices of Trust: Hear Directly from Our Happy Clients!

Unfiltered Feedback: Dive into Genuine Client Experiences.

"This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany. B-Protected helped us to get the very best deal on our health insurance, both in terms of price and quality. I am very happy indeed to recommend B-Protected!"

Dinah McL. 45 years, British

Director of Corporate Social Responsibility

"I came across B-Protected and I wrote them about my situation. They not only responded very fast but they were very personal and professional with guiding me in the right direction for my private insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner."

Rodney D. 49 years, American

lt Ingenieur

"Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank."

Neil G. 32 years, Indian

Marketing Director

Expert Guidance for the Perfect Coverage

At B-protected, our English-speaking experts are here to guide you to the best private health insurance coverage in Germany. We understand your needs and will help you find the perfect plan that suits you.

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health insurance in germany

Frequently asked questions

Who can choose a private health insurance in Germany?

Employees need to meet the annual insurance limit, otherwise they must be compulsory insured in public health insurance. Civil servants, self-employed / freelancers and students can freely take up private health insurance.

What are the advantages of private health insurance Germany?

The main advantages with private health inaruance are faster appointments, shorter waiting times, access to the best physicians, treatments and facilities, contributions are not income dependent and benefits and tariff can be individualised.

How much does private health insurance for Germany cost?

Private health insurance is based on age, health, occupation and tariff chosen. Younger, healthy and high earning persons can therefor greatly benefit from a private health insurance coverage compared to public. The cost can also be adjusted based on coverage, service and the chosen deductible.

What is the annual insurance limit for 2023?

You can choose to switch to private health insurance if your gross income is above €66,600 per year, or €5,550 per month in the year 2023.

Have more questions?

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