Private Health Insurance Berlin | B-Protected Germany®

Find the best private health insurance in Berlin

Take the first step towards securing your health and wellbeing with B-Protected today.

Benefits & Features:

Compare insurance plans from top providers in Germany

Find the coverage that best fits your healthcare needs

Fast & Simple processing - Get a quote in minutes and save money on your insurance

Receive expert advice and support from our team of full english speaking insurance specialists

What Our Customers Say About Us:

This Company is perfect for any English-speaking families who are new to Germany and confused by the many health insurance options in Germany.
B-protected helped us to get the very best deal on our health insurance, both in terms of price and quality.
I am very happy indeed to recommend B-Protected!

Dinah McL. 45 years, British

Director of Corporate Social Responsibility

I came across B-Protected Web page and I wrote them about my situation. They not only responded very quickly but the were very personal and professional with guiding me in the right direction for my medical insurance in Germany. I truly recommend their Services because they have a personal touch in a very professional manner.

Rodney D. 49 years, American

lt Ingenieur

Based on my wonderful experience with B-Protected, I strongly recommend anyone living in Germany who need an health insurance for Germany, to get in contact with them. They are very professional, efficient, customer warm & friendly and talking very good english. You will not miss anything! Vielen Dank.

Neil G. 32 years, Indian

Marketing Director

Compare plans now

Our Distinguished Services: What We're Proud to Offer You

We are here to help you find the right private health insurance that fits your needs!

B-Protected® Health Insurance Germany

Safe, Secure & Transparent

Wide Coverage: From routine check-ups and preventive care to specialist consultations and emergency services, our private health insurance plans offer extensive coverage.
Flexibility: Choose from a range of plan options to find the perfect fit for your health needs and budget.
Prompt Service: Benefit from shorter waiting times, access to private healthcare providers, and the ability to secure appointments quickly.
English-Speaking Customer Service: Our customer service team speaks fluent English and is available to answer any questions you may have.
Trusted Provider: We are a trusted provider of health insurance in Germany, with a strong reputation for reliability and customer satisfaction.
International Coverage: Our international health insurance option ensures you're covered wherever you go.

Get your free Quote today!

We offer Private Health insurance in Berlin:

For Employees

Health insurance is compulsory for everyone in Germany. Special regulations govern who can take up public health insurance or private health insurance. Employees are automatically compulsory insured unless they meet the income threshold (JAEG) of €66,600 gross income per year, or €5,550 gross income per month during 2023. This threshold is recalculated annually.

For Freelancer & Self-employed

Since April 2017 only certain groups needed to have health insurance in Germany. The health insurance reform in 2009 made it compulsory for everyone to take out health insurance in Germany including self-employed persons. Self-employed persons and freelancers in Germany can freely choose if they would like to be voluntarily insured in the public health insurance or be privately insured.

For Visa & Residence Permit

Before a VISA and residence permit is issued in Germany, the legal requirement of having a valid health insurance must be met. Since 2009, everyone in Germany is required to have valid health insurance. Proof of health insurance must be shown when requesting a VISA and before a residence permit is issued.

Why Choose B-Protected as your Private Health Insurance Broker?

#1 in Comparison for Expats in Germany

Trusted by thousands of satisfied clients

More benefits and better coverage compared to public health insurance

Dedicated english speaking professionals to support you with any questions

Frequently asked questions

Addressing Your Concerns and Questions on Private Health Insurance in Germany

Who can choose a private health insurance in Germany?

Employees need to meet the annual insurance limit, otherwise they must be compulsory insured in public health insurance. Civil servants, self-employed / freelancers and students can freely take up private health insurance.

What are the advantages of private health insurance Germany?

The main advantages with private health inaruance are faster appointments, shorter waiting times, access to the best physicians, treatments and facilities, contributions are not income dependent and benefits and tariff can be individualised.

How much does private health insurance for Germany cost?

Private health insurance is based on age, health, occupation and tariff chosen. Younger, healthy and high earning persons can therefor greatly benefit from a private health insurance coverage compared to public. The cost can also be adjusted based on coverage, service and the chosen deductible.

What is the annual insurance limit for 2023?

You can choose to switch to private health insurance if your gross income is above €66,600 per year, or €5,550 per month in the year 2023.

Berlin's Best Private Health Insurance: Secure Your Future Today!