Simplifying Private health insurance in Germany
Choosing the right insurance plan can be overwhelming. But don't worry, we're here to help
#1 in Comparison for Expats in Germany
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How it works
Follow the steps below to find the best insurance coverage and rates for your personal and business needs
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We provide comprehensive assistance, including handling billing in case of claims, processing premium refunds, and offering support for document requests from your employer or the tax office.
Frequently asked questions
What is expat health insurance, and why do I need it as an expat in Germany?
Expat health insurance is a type of health insurance designed specifically for individuals who are living abroad. As an expat in Germany, you will need this type of insurance to ensure that you have access to quality medical care when you need it.
What are the benefits of having expat health insurance in Germany?
The benefits of expat health insurance in Germany include access to a wide range of medical services, including hospital stays, doctor visits, prescriptions, and more. You can also choose from a variety of plan options to fit your specific needs and budget.
What types of medical services are covered by expat health insurance in Germany?
Expat health insurance in Germany typically covers a wide range of medical services, including emergency care, hospital stays, doctor visits, and prescriptions. Many plans also cover dental and vision care, as well as maternity care and mental health services.
How much does expat health insurance in Germany typically cost?
The cost of expat health insurance in Germany varies depending on the level of coverage you need and the specific plan you choose. However, many plans are affordable and offer flexible payment options to fit your budget.
Can I choose my own doctor or medical provider with expat health insurance in Germany?
With most expat health insurance plans in Germany, you can choose your own doctor or medical provider. However, it's important to check the specifics of your plan to ensure that your preferred provider is covered.
What happens if I need emergency medical care while in Germany?
If you need emergency medical care while in Germany, you can usually go directly to the hospital or call an ambulance. Your expat health insurance plan will typically cover the cost of emergency care.
Can I get coverage for pre-existing medical conditions with expat health insurance in Germany?
Whether or not pre-existing medical conditions are covered by expat health insurance in Germany will depend on the specific plan you choose. It's important to read the terms and conditions of your plan carefully to understand what is and isn't covered.
How do I enroll in expat health insurance in Germany, and what information do I need to provide?
To enroll in expat health insurance in Germany, you will typically need to provide basic personal information, such as your name and contact details. You may also need to provide information about your medical history and any pre-existing conditions.
Can I cancel or change my expat health insurance plan in Germany if my needs or circumstances change?
Most expat health insurance plans in Germany offer flexible options for canceling or changing your plan if your needs or circumstances change. However, it's important to read the terms and conditions of your plan carefully to understand your options.
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